Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Urgent Loans

We've all been in situations when we need cash urgently. We may not even need a large sum of money, but sometimes waiting until payday isn't an option. We may have a car in need of repairs or a broken pipe at home. These are emergency situations, and we need to resolve them in a timely manner.

Waiting until payday could mean missing work or further damage to our homes. A solution sometimes needs to be found urgently.

Unlike banks and other traditional lenders, urgent loans, such as payday loans, are easy to apply for and don't require face to face appointments or long approval times. You should be able to get a decision within a few minutes, and if approved possibly receive funds the same day˅.

How Can You Find an Urgent Loan?

If you have a financial emergency that cannot wait until payday then BadCreditSite could help. We're a credit broker and we compare various lenders to help our customers find the right loan for them. By submitting an application on this site, we are able to search our panel of lenders, without impacting on your credit file. If lenders respond with a positive decision, we display your quotes in a comparison table for you to compare your options.

The basic eligibility requirements are:

  • Be a UK resident
  • Have a regular source of income
  • Be 18 years old and above when applying
  • Have a current bank account
  • Be able to afford loan repayments

Will I Be Approved For An Urgent Loan?

There is no way of knowing which lenders will lend to you, before you make an initial application. Some lenders we work with look beyond the credit score and the financial history of applicants, instead focusing more on their ability to repay the loan and how they will manage this. This means that those with the means to repay the money, such as those in full time employment, still have a chance of being able to obtain funds.

You can use BadCreditSite to discover your options, with no obligation to continue with a particular lender. If lenders respond positively to your application and provide you with a quote, then you have the option to choose a lender to continue your application with. Once all your information has been verified by the lender, and they’ve carried out a hard credit check, they will then provide you with a final decision. This can be within minutes but will ultimately depend on your chosen lender˅.

Find The Best Option From Our Panel

It is free to use our credit broking service at BadCreditSite. If you are in a difficult situation and need cash quickly; then start your search today with our help and obtain a free, no-obligation quote within minutes.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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