Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Same Day Loans No Credit Check?

Whenever you apply for credit, you will be credit checked. The downside of applying to multiple lenders directly, is that you could be hard credit check multiple times, which if declined, could in turn damage your credit rating. However, we could be the bridge between you and multiple reliable lenders who may be willing to offer you a loan when you need it. As a broker specialising in price comparison, BadCreditSite may be able to provide you with a free, no-obligation and instant quote to see if you qualify for a same day loan. When you submit an application on our site, our panel of lenders will only conduct a soft search as part of their initial checks, which doesn’t impact your credit score negatively.

It is important to remember that while we endeavour to help as many people as we can; we can't always find a match for everyone. Sometimes none of the unsecured lenders on our panel will be able to provide you with a loan. In this instance, we may suggest an alternative such as a guarantor loan lender.

How can help me search for a loan?

Our specialised software submits your application to a panel of relevant lenders. If lenders accept your application in principle, you can compare competing lender quotes to see what best suits your needs. We aim to make it clear and simple for you to research lenders to ensure you make a sound decision.

If you do decide to choose an option, and would like to apply formally, you can follow the on-screen instructions and be redirected to the lender's website. Here they will give you a final decision, after completing further checks, including a hard credit check.

You can make an application anytime through our website, 24 hours per day, 7 days per week. When you have an emergency, you can make use of our software to potentially link you with a lender that may be able to offer you the credit you need.

To match you with potential lenders, we will require a few personal details, your income and expenditure information, and the bank account details of where the loan should be paid. If your application is successful with a lender, you will need to sign your credit agreement directly with them, usually online.

What if I have a poor credit history?

Through our panel of lenders, you can search for loans of up to £10,000. However, the loan amount you can borrow will be determined by the lender.

Here at BadCreditSite, we've tried to make it easy for customers to find a reliable lender. Our software could enable you to find a reputable and established same day loan lender within a few minutes, even if you have had trouble in the past. Our service is free to use and getting a quote will not affect your credit score, although, the lender will likely perform a hard credit check when you visit their website to finalise your application.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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