Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Same Day Loans for Bad Credit UK

Obtaining a loan for those with bad credit can be a real challenge, but at BadCreditSite we could help you find out if you qualify for a lender that may offer same day loans and if you do, direct you to a lender that may be able to help. Our software compares several reliable lenders who make up our panel, in an effort to find our customers the right product for them.

One important caveat is while we endeavour to help as many people as we can; we can't always find a match for everyone. The good news is that even if we don’t find you a lender match, your credit rating will not have been affected, as the lenders in our panel will only conduct a soft search as part of their initial checks. Only if and when you decide to finalise an application with a lender, will they conduct a hard credit check.

What if I have a bad credit history?

While we may not be able to find a loan that suits everyone with bad credit, our software could help you find out if you're eligible without any further risk to your credit score.

We require you to be a UK citizen, over the age of 18 and with a UK address. Filling out our application form only takes a few minutes, and once submitted we may be able to provide you with competing quotes in a matter of seconds. If we've not been able to find a lender for you, then we'll also let you know that too.

We have a diverse panel of lenders who are all regulated and authorised by the FCA. We understand that having cash in your pocket quickly when needed is important, so we hope our service can facilitate you finding the right loan fast.

How do I apply?

Once you've filled out our form and been provided with lender quotes to compare, if you would like to proceed with a lender, then click on the link provided. You will then be directed to the lender's website where you can complete your application. The lender then has the final say in whether or not they approve the loan or not. They may require some additional details, but if not, you could have a decision in a very short amount of time.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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