Need a Quick Loan?

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Quick loans

A quick loan is one of the best ways to raise cash for an unexpected event or financial emergency. Quick loans help to settle late bills or pay for unexpected expenses when you can’t get enough money. That means you can avoid hefty penalties or interest rates that often come with late payments. Payday loans, for example, are payable with the next paycheque, which means you will be in debt only until you get your salary.

We all face cash emergencies in our personal lives and at home, where you need cash quickly. Your car breaks down and you’re unable to move around or your wages are late, but you need a few essential supplies. Whenever you’re tight on cash or need some money to settle emergency bills, you can count on us to come to the rescue. We help people find cheap loans in the UK fast. If you have a financial emergency but need quick cash that you’ll be able to pay in a few weeks, or at most a couple of months, a quick loan can come in quite handy.

Easy Application Process

We have a fast an easy application process that allows you to get quick UK loans at the best rates. Simply fill in our online application form to provide your basic details and we’ll help you find the best lender that’s likely to approve your application. That means you can apply for a loan at your own convenience, wherever you are. All you need is an internet connection. You can apply for a quick loan in your living room sofa, or during your coffee break at work. In fact, lenders don’t have to operate during regular banking hours only making it convenient to get a loan during odd hours in case of an emergency.

Comparison Options

With one application, we’ll give you access to a range of quick loans. Unlike applying in a physical location, such as a loans shop or a bank, you have a wider range of loan products and lenders from which to choose. Our integrated system compares loans features and terms, along with interest rates and loan prices to find the best lender.


When applying for a loan in person, you may have to book an appointment and/or spare a few hours to get to the lender’s physical premises. Moreover, traditional lenders can take anywhere from several weeks to even months before approving a loan. With our easy application process, you can have cash in your account in as little as 15 minutes.

Unsecured Debt

Quick loans are typically unsecured, which means you don’t need to provide collateral. With unsecured loans, such as payday loans, your prised possessions are rarely at risk. You may opt to take a guarantor or no guarantor loan and borrow up to £5,000. Anyone who is a UK citizen over the age of 18 years old and has a stable income can apply for quick payday loans.

Get A Quick Loan Even with Bad Credit

Despite popular belief, a bad credit history doesn’t disqualify you from getting a quick loan. These short-term loans are accessible to people with bad credit but interest rates may vary. Nonetheless, charges and interest rates are capped by the Financial Conduct Authority (FCA). That means an FCA regulated lender cannot charge over and above the industry approved lending rates. With that said, we are a direct online broker, authorized by the FCA. We link you with the right lender and charge no fees for completing a loan application.

What’s more, payday loans could help you build your credit score. You just have to commit to making on-time loan repayments.

No Restrictions on Usage

While quick loans work well for emergencies, there are no restrictions on usage. Lenders will have no control over how you use the loan, which means the options are endless: from paying overdue rent to paying off other loans.

Quick loans are also a great way to understand the world of lending. They’re short-term and extremely flexible and can be paid back when you receive your next paycheque. You can start with small loans, discipline yourself to make prompt and regular payments, and learn how to manage your budget.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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