Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to

Choose loan amount
Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Instant Loans

There is no such thing as instant loans, but payday loans could be a lifeline for those in serious but short-term financial need. They allow the borrower to obtain quick cash to resolve whatever issue they may be faced with, and sometimes these loans can be approved in a matter of minutes. But first, it could be beneficial to compare options from a broker to see if you qualify. That's where BadCreditSite might be able to help.

How Fast Can I Get My Loan?

If your application is successful, then it's possible that you could have money in your bank in under an hour˅. Here's how:

2 Minute Online Application

You can start your search loan online from the comfort of wherever you are in the UK, to get the process started; all you have to do is fill out our easy-to-follow application form. Just provide the required details as accurately as you can. This should take just a few minutes.

Best Lender Match

At Bad Credit Site, we will search from our panel of lenders to try and find you your best match. This website uses software that submits your loan application to multiple lenders. The goal is to pair up your loan requirements with the cheapest and most suitable lenders from the panel. Submitting an application on this website is free of charge, and will not damage your credit score. Please note that the lender you choose to finalise your application with will likely perform a full credit check.

Instant Decision Making

Once we provide you with competing quotes, you can choose which lender to complete your application with. You can do this by visiting your chosen lender’s website and following the instructions provided, or, we'll redirect you to your best option automatically.

Will My Bad Credit Score Deny Me A Loan?

BadCreditSite is a broker, not a lender. By submitting an application on our website, we will present you with lenders who have accepted your application. You will need to finalise your application directly with the lender. They will conduct further checks at this stage, including a hard credit check, and then make their final decision on whether to lend.

What Do I Do Next?

Before you make an application, you'll need to meet the following requirements

  • Be at least 18 years of age
  • Be a full-time resident in the UK
  • Have a reliable and regular source of income
  • Have an active UK bank account

Get a quote today by filling out our online application form.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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