Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Instalment Loans for People with Bad Credit

At we believe that a bad credit history should not prevent you from getting the funds that you need to achieve your goals; this is why we try to help customers whose credit files may be less than perfect. Regardless of what your credit score is, we will endeavour to help you in your search.

What is an Instalment Loan?

An instalment loan is an unsecured, short-term, small loan which can be repaid over a set period of time. Similarly a payday loan, can be paid back weekly, or monthly, depending on the arrangement.

The Advantages of Instalment Loans

Instalment loans are perfect for those who are looking to repair their credit score and meet short-term financial goals. Instalment loans have many benefits, but the most noticeable are;

  • Often issued faster than long-term loans
  • Manageable with monthly payments
  • Often fixed-rate interest rates
  • Only borrow what you need
  • You don’t have to provide security such as a guarantor

An instalment loan can give you the freedom to pursue your goals and repair your credit without relying on friends and family.

How You Can Get an Instalment Loan with Bad Credit

This website uses software which makes it easier and quicker than ever to find a short-term, instalment loan that suits your needs. In 3 simple steps, you can compare instalment loan providers; we will check all of your options from our panel of lenders and let you know which lenders are likely to be best for you.

Even if you have been turned away by other lenders, we will do our best to help you find you an instalment loan via our panel lenders. Instalment loans generally range from £200 to £2,000, and payments could be made over 3-12 months depending on the amount borrowed.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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