Fast decision loans for all credit types

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  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Emergency Loans in Minutes: Can a Bad Credit Rating Stand in Your Way?

Are you wondering how you can get an emergency loan even with a bad credit score? We have good news for you. We can give you an instant decision bad credit loan paid out to you in as little as 15 minutes.

You heard it right; we offer emergency loans to individuals who pass our eligibility criteria regardless of how bad their credit score is. We can provide loans for all credit types so if you are interested in a quote, it’s free with no obligations.

You start by filling in a form we provide to give us your basic details. Our smart search technology will use your personal information to find the most affordable lender from our emergency loan panel who is most likely to respond positively.

The loan amount ranges from £100 to £10,000 depending on some factors. The final amount of money you can borrow is the prerogative of the lender.

How Does it Work?

To get our emergency loans, you have to meet easy eligibility criteria. First, you must be a UK citizen meaning we’ll need a document proving your nationality. Second, you must have attained the age of 18 years.

Third, you need to have a source of income. If you are employed, that’s fine. If self-employed, you are still eligible as long as you can prove your income by providing additional documentation.

We won’t need you to append your signature on anything. However, the actual lender may request you to sign some form of loan agreement document. It will depend on individual lenders and their requirements.

The amount of money you can borrow can vary widely, but the final decision rests with the lender. You can give specific details about the amount of money you wish to borrow from £100 to £25,000.

On application, we will require a few details for official purposes. Of course, we’ll need your personal details as well as information about your current bank account or accounts.

In summary, here is how it works:

Step 1: Fill out a two-page foam we provide

Step 2: Get your quote instantly

Step 3: Expect cash in your bank account in minutes

How Long Will It Take Processing My Emergency Loan Request?

We cannot tell you with surety that all applications will be accepted. However, most lenders typically decide on your loan the same day. The duration of time necessary to process your loan varies from one lender to another. The speed at which your bank processes payments is another determinant.

Our quickest lenders will process and pay out your funds in as short as 15 minutes. Such processing speed is, especially in an emergency.

What Are The Interest Rates?

The percentage of interest you’ll pay on your emergency load depends on the lender who will approve your application. Generally, a representative 49.9% APR (annual percentage rate) may apply.

For example, if you borrow £1,000 payable within 12 months, you will repay £103.60 each month. This totals to £1,236.72 at the end of the repayment period. You’ll get to know the interest rate payable on the amount of funds request once the loan is processed.

Bottom Line

Hopefully, we have shared with you sufficient info on how you can get an emergency loan with us your credit score notwithstanding.

Although we offer loans for bad credit, we perform no hard credit check. This leaves no footprints on your credit ratings. Our partners, however, may perform a credit evaluation once they are directed to complete the loan details.

If you have further concerns and questions, please drop us an email at We will try all that possible in our power to get back to you within 24 hours. Again we say poor credit score should not stop you from seeking an emergency loan.

The warning we always give to our clients is – failing to pay or making late repayments can put you into severe money issues..

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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