Doorstep loans alternative - £100 to £5,000 online

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to

Choose loan amount
Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

DoorStep Loans

Doorstep loans are also known as home credit loans and are a form of doorstep loans for bad credit. How it works is that an agent comes to your door to explain anything you need to know and finalises all of your paperwork in a face to face meeting at your home.This is an agent from your locality and will be the person you deal with until the loan is paid back in full. This Agent will come to your door once a week to collect the loan repayments and also be available if you have any queries or concerns.

Most of these doorstep cash loans are finalised within a short period, and interest rates are fixed for the period of the loan. This helps you work out ahead of time what you can afford to pay back on a weekly basis. There are no lump sum payments required.

The loan value is delivered to your door and collections are done from your door, which offers you a personal service and one on one discussion with an agent as required. These loans are normally fairly small, and credit checks are done, but under certain circumstances, people with poor credit histories can be considered for a doorstep loan and there are even doorstep loans for people on benefits.

Benefits of doorstep lenders

Meeting face to face with an agent gives you the opportunity to discuss all of your credit needs and your financial circumstances with someone who is experienced and knowledgeable and can assist you to find the best option regarding repayment of your doorstep loan today. Knowing that one of the lenders friendly agents will be stopping by at a date and time convenient to you on a weekly or monthly basis also helps you maintain better control of your finances.

These loans are often used to carry a family over to the next paycheck or to pay for emergency expenses. Although the interest rate may seem a bit high on these types of loans, the personal service needs to be taken into account. Due to the money being delivered in cash to your door and the repayments being collected the same way, you don’t even need to have access to a bank account to take a Doorstep loan.

All doorstep loans UK should be issued by doorstep loan lenders that are authorised to do so by the Financial Conduct Authority. If your proposed instant doorstep loans lender is unable to produce proof in the form of a licence, this is referred to as a ‘loan shark’, and loans from these types of agents are to be avoided.

Doorstep Loans Pros

  • Discuss your finances with a qualified lender, face to face, in the comfort of your home
  • An opportunity to discuss your financial situation in detail, and any queries or issues regarding the Loan can be addressed
  • The lender returns to your home on a pre-agreed term which fits your financial capabilities. For example, you can select to repay the loan weekly, fortnightly, etc.
  • Receive money as cash

Doorstep Loans Cons

  • Interest rates tend to be higher than other types of loans or lending
  • Maximum borrowing is around £1,000 with this type of loan

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
Cookie Use
Badcreditsite uses cookies to enhance your website experience. Read more