Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Cheaper Payday Loans

There are many lenders who offer payday loans. To say you time and potentially money, it could be a good idea to compare multiple lenders, and this is where we could help.

Is it possible to get a cheaper payday loan?

1. Start your loan search here

Credit brokers like BadCreditSite could offer an advantage by comparing multiple lenders to find the best deal available to an individual customer.

The loan quotes from lenders to potential borrowers are displayed after a quick automated search from our panel of lenders. When you fill out and submit an application on the website, our software will find you the best/cheapest offer from our panel of lenders. You can then compare options and decide what would be best for you. To finalise your application, visit the lender’s website and complete their next steps. You’ll likely undergo a full credit check at this stage.

Important: we charge no fees to use this website. We are paid a commission by the lenders we work with. We’ll only recommend lenders that we believe are a good match for you.

2. Borrowing with a less than perfect credit score

Lenders use credit scores to determine whether to lend to a customer. We work with lenders with different criteria; even those who may offer loans to individuals with what might be considered a poor credit rating. Although a bad credit score could result in you paying higher interest rates when taking out loans, some lenders offer loans specifically meant for borrowers with unfavourable credit scores such as logbook loans or guarantor loans.

3. Get a no obligation quote

Fill in our application form today to view competing quotes from lenders.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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