Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to

Choose loan amount
Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Cash Loans

We could make getting a cash loan simple - even if your credit rating is less than perfect. Applying for a loan can be a frustrating and time-consuming process, but we try to simplify this process. Thanks to our smart-search technology, we could help find a lender willing to lend to you in just a few minutes. And the best part? Getting a quote is entirely free!

How Does It Work?

Instead of making multiple applications across different sites, and submitting your information over and over again, you could fill in our quick online form. This should take only a few minutes.

Receive quote:
There's no waiting around for a decision. Thanks to our smart search technology, we could show you your best matches in just a few seconds.

Cash in under an hour:
Once we've connected you with a lender who can assist, if approved, you could have a cash loan in your account in under an hour˅. Lenders vary, and the time it takes you to receive your loan is not guaranteed.

Who Can Apply?

Our service is available to any UK adult who has a regular income and a fixed address. This includes people who are self-employed, although they are often required to submit additional proof of income to the lenders.

Cash loans at the cheapest rates

Our fuss-free application process could allow you to find the cheapest lender, most likely to assist with your cash loan. Quotes shown are based on the information you provide in your application. Many of the lenders we work with will consider applicants with poor credit ratings meaning that our service is available to everyone, regardless of credit score history. Getting a quote will not leave a footprint on your current credit rating either, although, if you go ahead and apply for the loan directly with the lender, it's likely that they will do a hard credit check.

Thanks to our wide range of lenders (including payday loans, short-term loans, bad credit loans, guarantor loans, personal loans and doorstep loans) we hope that you'll be able to find the best lender for your requirements quickly.

Cash loans for emergencies

A cash loan could be a lifesaver when it comes to unexpected financial situations. We know that getting the money you need, at a fair rate, could be vital to relieve the pressure, and that's why we pride ourselves on providing a quick and free loan matching service.

Once we've connected you with a lender, they may request additional information from you to finalise your application.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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