Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Need to borrow £700 fast?

Are you looking for a £700 loan? We'll do our best to help you. We understand that sometimes you may be under pressure or have a pressing issue that requires fast cash, and it's important for you to find the funds quickly. We have partnered with multiple lenders in the UK, some of which could give you a 700 pound loan in under an hour˅.

What is a £700 loan?

A £700 loan from a lender on our panel could come as an unsecured loan or possibly with some form of security such as guarantor. Needing to borrow £700 might mean that you don't want to repay it in one lump sum on your next payday. As such, most lenders now offer more extended repayment periods, making it more affordable for you to repay.

Can I still take out a £700 loan if I have a poor credit score?

If you have been declined elsewhere due to a bad credit score, you may feel that you have nowhere to go. Many of the lenders on our panel are able to offer loans to applicants with a less than perfect credit score. It's possible that we're able to find an unsecured lender willing to lend to you, or, a lender who can provide the funds with some kind of security as assurance, such as a guarantor. Lender practices differ, and it could be the case that a lender doesn't just look at your credit score when deciding whether to give you a loan or not - they may also consider other factors such as your employment status, income and expenditure, and how much you would be able to afford to repay each month.

Do I need to have a guarantor to borrow £700?

Not necessarily. We work with both unsecured lenders and guarantor lenders to increase the likelihood of matching customers to suitable lenders. Using lenders with varying criteria can open up several options, so that you can choose which one works best for you and your circumstances.

What are the requirements for applying for a £700 loan?

Searching for a £700 loan with BadCreditSite could make the process of finding a loan quicker and simpler for you. We have an online application form on our website that allows you to search for a loan of £100 - £10,000 from the comfort of your house or anywhere you are, as long as you have a personal computer or smartphone with a stable internet connection.

Before completing the online application form, you need to meet specific minimum requirements listed below:

  • Be at least 18 years old
  • Be a legal citizen of the UK
  • Have a valid bank account
  • Have a steady income
  • Be able to afford repayments

Get a free, no-obligation quote now!

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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