Instant Decision Bad Credit Loans up to £5,000

  • Free and no obligation quote
  • No impact on your credit score*
  • Loans for all credit types

Warning: Late repayment can cause you serious money problems. For help, go to

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Representative 49.9% APR (variable). Representative Example: If you borrow £1,000 over 12 months at a Representative rate of 49.9% APR (variable) and an annual interest rate of 49.9% (variable), you would pay 12 monthly instalments of £103.06. The total charge for credit will be £236.72 and the total amount payable will be £1,236.72.

Find the £2,500 loan you need fast

An amount of £2,500 is an average amount to borrow for someone in the UK. It's an amount that can be realistically paid back over the next few months or years but is a significant enough amount to help us achieve something important, like consolidate debt or pay off a credit card.

If a bank refuses to lend money based on a present poor credit score, then this can sometimes worsen a person’s financial problems instead of eliminating them. After all, how can a customer improve their credit score if nobody will agree to lend to them?

What is a personal loan?

A personal loan is an unsecured loan that is provided by a lender. Unlike a secured loan, they are not held against your assets or connected to your home. An example of a secured loan is a mortgage; failure to pay a mortgage can lead to a home being repossessed. This is not the case with an unsecured personal loan, however failure to pay it back can lead to further financial difficulty on the part of the borrower.

How can we help?

BadCreditSite is a broker specialising in price comparison whose aim is to help customers investigate the possibility of obtaining a personal loan via a panel of several lenders; some of which specialise in helping those with a poor credit rating.

Of course, we can never guarantee a customer's application will be successful, as that largely depends on the circumstances and that individual customer's financial history. But we can search our panel and do our best to try and match you up with lenders that could help, for you to compare.

Why do people apply for a personal loan?

Our customers have different reasons for applying for a personal loan, but some of the most common are:

  • To consolidate existing debts
  • To finance home improvements
  • To cover unexpected expenses such as car repair, broken boiler, etc.
  • To cover wedding expenses
  • To buy a second-hand car

We'll ask you the reason for your loan search during the application process. This way, we can get a better understanding of your financial needs.

Can I still apply if I have a bad credit score?

In general, the lenders we work with can be more lenient than traditional lenders such as banks and credit card companies. Many of them do tailor their products to appeal to those whose credit ratings may be less than perfect. While we cannot promise to find you a lender from our panel who will be able to help, we will endeavour to do so. If we are able to, that lender could then be able to offer you the financial assistance you need.

Our lenders may look beyond your credit record when deciding to approve your loan application. Several factors, such as your employment status, financial status, and ability to repay, are considered.

How to search for a £2,500 on BadCreditSite

To apply, you will need to be an adult residing in the UK with proof of income. Submitting an application is free and will not affect your credit rating. You're also under no obligation whatsoever to proceed with a quote should you be accepted by a lender. We understand that you may just be examining the possibility of obtaining a £2,500 loan.

What we provide is a free loan matching service which will help you assess your eligibility. We’ll submit your application to multiple lenders and if they respond positively to your application, you'll then be able to choose a lender to continue with and finalise your application directly with them. If approved, you'll then be able to set up repayments through the lender directly.

Badcreditsite will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan.
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